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Banks and the Design of the Financial System: Underpinnings in Steuart, Smith and Hilferding (2002)
Preprint / Working Paper
Lapavitsas, C. Banks and the Design of the Financial System: Underpinnings in Steuart, Smith and Hilferding. London

Banks in bank-based financial systems tend to engage in long-term lending that requires substantial own capital to guarantee solvency. In market-based systems, in contrast, they tend to undertake short-term lending that requires adequate reserves to... Read More about Banks and the Design of the Financial System: Underpinnings in Steuart, Smith and Hilferding.